Paidnice for Xero.
Get every invoice paid on time.

Paidnice is accounts receivable software for Xero. It sends the reminders, statements and late fees that Xero leaves to you, on every invoice in your Xero organisation.

  • Connect your Xero organisation in one click.
  • Late fees and interest written back to the invoice in Xero.
  • Reminders stop when the payment lands in Xero.

5 out of 5 on the Xero App Store

Built for Xero

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Paidnice closes the gap between invoice and payment.

Reminders, late fees, statements and payment plans run on your rules, from the first follow-up to the money in the bank.

What do you want to do in Xero?

Each job below is something Xero does in part, or does not do. Pick one to see how it works.

What Xero can do, and what it cannot

Xero does one receivables job in full and three in part. Paidnice does all seven, from your Xero data.

Xero on its own

1 in full, 3 in part, 3 missing

  • Aged Receivables reportsSummary and Detail reports
  • Invoice remindersUp to five email reminders, one set of rules for the whole organisation
  • Customer statementsSent by hand or in a batch, with no schedule
  • Late fees and interestNot available
  • Payment plansNot available
  • Customer payment portalOnline invoice with a Pay Now button; an outstanding-invoices view through a connected payment service
  • EscalationNot available

Xero with Paidnice

7 of 7 jobs, automatic

  • Aged Receivables reportsLive dashboard, DSO tracking, payment-history score per contact
  • Invoice remindersEmail and SMS from your own domain, rules per contact group
  • Customer statementsSent on a weekly or monthly schedule, with a payment link
  • Late fees and interestFixed, percentage or compounding, applied to the invoice in Xero
  • Payment plansInstalment plans with automatic instalment reminders
  • Customer payment portalBranded portal with every open invoice, statement and payment plan
  • EscalationCall task, credit stop or formal letter, assigned to a person

The same job has three names: accounts receivable automation for Xero, credit control for Xero and debtor management for Xero.

Build a bulletproof accounts receivable process

Everything you need to run world-class credit control, from the first reminder to the money landing in your account.

Reminder sequence for one customer: email, SMS, escalation to a senior sender and a scheduled call, with the escalated email being sent

Sequences that adapt to each customer’s payment behaviour, so every invoice gets the right nudge at the right moment.

  • Multi-channel reminders from your own domain or phone number: email, SMS and scheduled calls.
  • Smart scheduling picks send times from the customer’s timezone and past engagement.
  • Dynamic templates & sender profiles adjust tone automatically based on payment history.
  • Sender escalation moves overdue reminders from your accounts inbox to a senior sender like the CEO.
  • Quote expiry reminders so deals never quietly lapse.
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Payment terms for a customer group, set up as scheduled rules: reminder on the due date, late fee on the first of the month, customer statement on the first, and escalation to a call after the invoice goes overdue, with one overdue invoice running through them in order

Your policies enforce themselves. Incentives and penalties are applied on schedule and written straight back to your ledger.

  • Smart late fees & interest: flat fees, simple or compound interest, applied automatically when invoices go overdue.
  • Early payment discounts that reward customers for paying fast.
  • Payment plans split any invoice into instalments, with reminders and writebacks to Xero and QuickBooks.
  • Flexible rules engine for different customer segments and invoice types.
  • Customer groups: group and segment customers, and only apply the payment policies that apply to them.
  • Automatic statements on a schedule, with smart distribution.
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Accounts ranked by risk with an escalation thread where the team assigns a call and records the promised payment date

Real-time visibility of your AR health, with the accounts that need attention surfaced before they become a problem.

  • Escalate & act: automatic escalation when invoices or debts get out of hand, so you move fast.
  • Dispute resolution workflows generate dispute letters and trigger tasks when customers push back.
  • Team collaboration: assign tasks, leave notes and coordinate the chase in one place.
  • Custom alerts when key metrics move or a specific account needs attention.
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A customer’s branded payment portal showing open invoices, a pay-all button and payment methods, with a card payment confirmed

A branded, self-service portal that removes every excuse between your customer and the Pay button.

  • Your brand, front and centre: custom domain, logo and colours.
  • One-click payments by card, Stripe ACH, BACS and direct debit, with saved details for repeat customers.
  • Custom payment links for any gateway with hosted checkout: PayFast, Windcave, Peach and more.
  • 24/7 access to statements, invoices and payment, anywhere.
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AR reporting: DSO trending down, aged receivables by bucket, reminder template open rates, three customers ranked by risk score, and an organisation switcher for reporting across every connected Xero or QuickBooks account

Complete visibility of receivables performance, across every entity you manage.

  • Aging analysis with detailed buckets and historical comparisons.
  • DSO tracking at account, entity and contact level, with trends.
  • Template performance: open rates and amounts collected, so you can see which reminder wording actually gets paid.
  • Multi-entity reporting rolls up every Xero or QuickBooks organisation you manage.
  • Customer insights: payment patterns and risk scores for every customer, automatically.
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Three Xero App Awards in two years

Paidnice won Global and Australian Small Business App of the Year in 2025, and New Zealand Small Business App of the Year in 2026.

Xero Global App Awards 2026 Winner Xero App Award Winner 2025
It’s the debt collection system I’ve been looking for, for the last 15 years.
Tyler Caskey
Tyler Caskey
Partner, The Bean Counters
Accounting Apps Podcast
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Xero businesses that get paid on time

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How Paidnice works with Xero

Paidnice works from your live Xero data. There is no import and no second ledger.

Reads from Xero

Invoices, contacts, contact groups, payments, credit notes and tracking categories.

Writes to Xero

Late fee and interest charges, as a line on the original invoice or as a new invoice, Draft or Approved.

Stops on payment

When a payment lands in Xero, the reminders and fees for that invoice stop.

Guides for getting paid in Xero

More on the blog

Paidnice and Xero: common questions

Does Xero have accounts receivable?

Yes. Xero tracks accounts receivable through its invoicing and Aged Receivables reports, so you can see what customers owe and when it is due. Xero does not automate the follow-up. It does not apply late fees, send statements on a schedule or run payment plans. Paidnice adds that automation on top of Xero.

Where do I find accounts receivable in Xero?

Your accounts receivable is in the Aged Receivables Summary and Detail reports under Accounting > Reports, and in the outstanding invoices under Business > Invoices. These show totals by customer and how overdue each invoice is. Paidnice reads this data and acts on it with reminders, statements and late fees.

What is the best accounts receivable app for Xero?

Paidnice won Global Small Business App of the Year at the Xero Global App Awards 2025 and has a 5-star average on the Xero App Store. It automates reminders, statements, late fees, interest and payment plans for businesses on Xero.

How do I automate accounts receivable in Xero?

Connect an app like Paidnice to your Xero organisation, then set your rules once: when reminders go out, when late fees apply and when accounts escalate. Paidnice applies those rules to every overdue invoice in Xero automatically.

Can Xero automatically send payment reminders and late fees?

Xero can send basic invoice reminders by email. It does not apply late fees or interest, send scheduled statements or run payment plans. Paidnice does those jobs on top of your Xero setup, with reminders by email and SMS and fees that follow your own policy.

How much does accounts receivable software for Xero cost?

Paidnice is free to start, with your first 20 actions included and no card required. Paid plans follow the number of invoices you action each month.

How long does it take to connect Paidnice to Xero?

You connect Paidnice to Xero in one click, and most teams are set up in under 30 minutes. You authorise the connection in Xero, choose your reminder and late fee rules, and Paidnice starts work on your overdue invoices.

Is my Xero data safe with Paidnice?

Yes. Paidnice connects through the official Xero authorisation, so you never share your Xero login, and you can revoke the connection from Xero at any time. Data is encrypted in transit, and you control which actions Paidnice can take.

Paidnice for Xero

Chase less. Collect more.

  • Up and running in about 15 minutes.
  • Nothing changes about how you invoice in Xero.
  • No contracts and no lock-ins.

No credit card. Your first 20 actions are free.

Paidnice illustration showing a late fee being issued onto an invoice